Close

Find Us

We are based in one of the most beautiful places on earth. Come visit us!

Classic Car Insurance

Get a Quote

Classic cars are best defined as “fun-to-drive” vehicles that maintain or appreciate in value and are used primarily for pleasure. A classic car is not just any car. It is unique in its own way. Value is given to the car regardless of the age. It is your pride, passion, and joy and that means it is much more than just an ordinary car to you. Therefore, you need to protect it from various risks that might occur. 

The Antique Automobile Club of America defines an antique car as over 25 years of age and in good working original or original restored condition. In California, an “antique” car only needs to be at least 20 years old, although the Antique Automobile Club of America regards a car that is at least 45 years old to be antique.

Antique cars are defined by many companies as being at least 25 years old and in good working original or original restored condition. In California, an “antique” car only needs to be at least 20 years old, although the Antique Automobile Club of America regards a car that is at least 45 years old to be antique

Classic Car Insurance

For more information on Classic Car Insurance or to receive a free, no-obligation quote, call us today at 877.342.9870
  • This field is for validation purposes and should be left unchanged.

Types of Classic Cars and How to insure them?

Cars 15 years or older typically fall into ‘classic’. There are several cars makes and models. 

Veteran Car Insurance

It is defined as a vehicle produced before 1 January 1919, or to be more precise, before the end of the World War 1 and the state of the first era of mass-produced cars.

Insurance Coverage of Veteran Car

  • Accidental damage -If your veteran car gets damaged in case of an accident, your insurer can foot the repair or the replacement costs.

  • Loss or damage by fire -Your insurer may offer financial cover up to your vehicle’s agreed value if it sustains considerable fire damage.

  • Legal liability -This differs between policies, but you could get covered for up to $20 million worth of legal liability against the loss or damage to someone else’s property affected by your vehicle.

  • Storm or flood damage– It can cover the repair or replacement of your vehicle if it suffers flood or storm damage.

  • Theft or attempted theft – Your provider could foot the costs associated with the repairs to your vehicle if it was stolen and later recovered in a damaged condition.

Vintage Car Insurance

It is defined as a vehicle produced between 1st January 1919 to 31st December 1930, during the first era of mass-produced cars. Motor vehicles like the Ford Model A and the Flint B-40 Touring and ‘status cars’ like the Bentley Speed Six and the Stutz Bearcat became prominent around that time, attaining legendary status in the later years.

Insurance Coverage of Vintage Cars

  • Accidental damage -If your vintage car gets damaged in case of an accident, your insurer can foot the repair or replacement costs.
  • Loss or damage by fire– Whether your car is considerably damaged as the result of a fire, your insurer can provide financial cover up to its agreed value.

  • Legal liability– This differs between policies, but you could get covered for up to $20 million worth of legal liability against the loss or damage to someone else’s property affected by your vehicle.

  • Storm or flood damage– Vintage car insurance can cover the repair or replacement of your vehicle if it suffers flood or storm damage.

American Classic Car Insurance

For several car aficionados out there, few things sound as thrilling as cruising down the highway in a mean American muscle car like a Ford Mustang, Gran Torino or a Dodge Charger. It is no surprise, then, that these owners treat their vehicles as their most treasured possessions and want the best kind of insurance for them. American classic cars have been usually manufactured before the late 1970s-early 1980s.

Insurance Coverage of Vintage Cars

  • Accidental damage– If your American classic car gets damage in case of an accident, your insurer can foot the repair or replacement costs.
  • Loss or damage by fire– Your insurer may offer financial cover up to your vehicle’s agreed value if it sustains considerable fire damage.

  • Legal liability– This differs between policies, but you could get covered for up to $20 million worth of legal liability against the loss or damage to someone else’s property affected by your vehicle.

  • Storm or flood damage -American classic car insurance can cover the repair or replacement of your vehicle if it suffers flood or storm damage.

  • Theft or attempted theft– Your provider could foot the costs associated with the repairs to your vehicle if it was stolen and later recovered in a damaged condition.

  • Salvage rights– This means you automatically retain the ownership of the wreck in the event of a total loss of your vehicle, which you can then choose to restore or sell for parts.